Welcome to Suncrest Advisors, we’re glad you found us.
Whether you’re already talking with us or you’re just passing through, we invite you to take a minute and look around our website. Once you get familiar with us, our services, and our network of professionals, we hope you’ll be intrigued enough to want to know more.
We’re high-touch folks and, while this is a high-tech medium, we still prefer to come visit with you and answer your questions in person. Please call us anytime. We’d love to talk and see how we can help you.
The Suncrest ApproachW e are, by nature, problem solvers. We enjoy helping people who, like ourselves, have worked hard, achieved success, and want a secure future. Building mutually trusting relationships is paramount to our business model. We feel great satisfaction that word-of-mouth referrals have been the catalyst to Suncrest’s growth.
Suncrest has no direct competitors for many reasons — the most remarkable of which is our unique approach to building and servicing our client base. Suncrest does not charge for advisory services or for professional referrals. In fact, clients never receive a bill from Suncrest. Suncrest does get paid, but only if and when a highly customized insurance product is part of the solution. The professionals in the Suncrest network only collect fees if and when a client enters into an explicit engagement with them.
The first rule of making money is not to lose it.”
— Steven J. Lee
Wealth maximization and protection are very personal, delicate matters. Success for Suncrest is achieved by lifting each client into a better position than they occupied before they met Boyce Lowery. A call to Boyce is the only one you need to make, he’ll take care of the rest.
What We Can Do For You
Life Insurance Audit
A life insurance audit is a very valuable service that can potentially save hundreds of thousands of dollars in taxes for business owners. Through a life insurance audit, we will not only analyze important issues like policy ownership, beneficiary designations, policy objectives and comparative analysis, we will also check compliance with the relevant tax laws for business-owned life insurance. Learn more >
Tax Free Cash Flow
Who doesn’t want to save on taxes? Almost 100 percent of our clients want to find a way to legitimately save on income taxes. One well known vehicle to save taxes on the growth of investments is through the use of a Roth IRA. If you qualify, all earnings may not be taxed when the applicable rules are followed. Learn more >
A business owned by more than one person would be well served by carefully drafting a buy-sell agreement. The contract can be an Entity Purchase agreement, a Cross Purchase agreement, or a Wait and See agreement. Depending on your specific situation, the agreement can be funded, unfunded or partially funded. Learn more >
Key Man Insurance
A “key man” life insurance policy is simply a regular life insurance policy (term, universal or whole life) owned by a business instead of an individual. The beneficiary of this unique policy is also usually the business, although a business can choose to endorse a portion of the death benefit to the key employee’s family. Learn more >
Sometimes, a business has one or more employees they value as integral to the company’s success. The business owner may be concerned about potentially losing this person and feels that paying a higher salary will not necessarily retain that individual. Learn more >
Estate Planning is a broad term that can include the incorporation of legacy planning. Common tools utilized in the process of estate planning include wills, trusts, medical directives, powers of attorney and life insurance. Learn more >
A Life Settlement is simply a transaction where one has a life insurance policy they no longer wish to keep. The insured is evaluated through medical records and perhaps a medical exam to allow an actuary to determine the insured’s projected life expectancy. Learn more >