kirby

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So far kirby has created 129 blog entries.

6 Tips for Building a Retirement Budget

Building a retirement budget is critical to working toward an independent and relaxing life after leaving the workforce. Creating this budget can positively impact one's lifestyle, provide confidence and control over one's money, and safeguard against potential financial pitfalls. Here are the foundational steps [...]

2025-05-20T20:05:55+00:00May 20th, 2025|Financial Planning, Retirement Planning|

What Retirees Should Know About Tariffs

As a new administration weighs its stance on tariffs, it’s worth considering how these policies may affect retirees and their financial plans. Tariffs, often described as taxes on imported goods, are actually taxes imposed on U.S. companies importing foreign products. These taxes can ripple [...]

2025-05-20T20:08:24+00:00May 13th, 2025|Economy, Government|

Is It Time to Refresh Your Annuity? Here’s Why You Might Consider It

Annuities have long been a cornerstone for those seeking a steady income stream in retirement. However, the financial landscape is ever-evolving, and what worked a few years ago might not be the best fit today. With rising interest rates, inflation concerns, and innovative annuity [...]

2025-05-20T20:08:34+00:00May 6th, 2025|Investing, Retirement Income Planning|

Is a Roth IRA Conversion in Your Future?

Retirees aiming to reduce their taxes in retirement can benefit from strategic conversions and transfers between traditional and Roth Individual Retirement Accounts (IRAs), especially when considering the timing and financial landscape. Identifying optimal windows for Roth conversions can lead to significant tax advantages and [...]

2025-05-20T20:08:43+00:00April 29th, 2025|Investing, Retirement Income Planning|

4 Retirement Planning Myths That Could Cost You

What if everything you thought you knew about financial planning was wrong? Many well-meaning people fall victim to common financial myths—some of which could cost them thousands of dollars or even their retirement security. Let’s break down some of the biggest myths and uncover [...]

2025-05-20T20:08:54+00:00April 22nd, 2025|Retirement Planning|

The Gift of Financial Health: Best Practices for Keeping Your Will Up to Date

Estate planning isn’t something you do once and forget about—it’s an ongoing process that helps ensure your financial affairs are in order and your loved ones are taken care of. One of the most important documents in an estate plan is a will, but [...]

2025-05-20T20:09:04+00:00April 15th, 2025|Estate & Legacy Planning|

8 Financial Habits to Start Before Tax Season

Tax season can be challenging, especially if one is not financially prepared. While it may seem tedious, preparing beforehand can save time from last-minute hassles and help optimize tax returns. Therefore, adopting certain financial habits before the onset of tax season may help lighten [...]

2025-05-20T20:09:17+00:00April 8th, 2025|Financial Planning, Taxes & Tax Planning|

Why “Working” Shouldn’t Stop In Retirement

Retirement doesn't necessarily mean the end of a working life. For many, it's a new chapter that can be filled with opportunities to remain engaged, active, and fulfilled. While the traditional concept of retirement involves stepping away from all forms of employment, an increasing [...]

2024-03-01T15:54:42+00:00March 1st, 2024|Retirement Planning|

Retiring With Your Spouse? Here’s What to Know

If you don’t know what your spouse wants out of retirement, you might be faced with unforeseen, costly mistakes. Ask yourself if you know their specific plan. Do you know the day they plan to retire? Do you know exactly how your finances are [...]

2024-02-26T15:22:47+00:00February 26th, 2024|Retirement Planning|
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