By Boyce F. Lowery, CLU®, ChFC® Last month we discussed some of the misconceptions floating around about annuities. Today I want to dispel the
Why Are Some People So Afraid of Annuities?
By Boyce F. Lowery, CLU®, ChFC® This is the first article in a series of articles about annuities. There is much to address—far too much for one
Social Security 201: Receiving Benefits
By Boyce F. Lowery, CLU®, ChFC® Last month we gave a broad overview of the Social Security program and the benefits it offers. We also covered
Social Security 101: How It Works
By Boyce F. Lowery, CLU®, ChFC® On the heels of the Great Depression, the Federal government vowed to find a better way to take care of the
Using Other People’s Money To Buy Your Life Insurance
By Boyce F. Lowery, CLU®, ChFC® Did you know that you could possibly use other people’s money to buy your life insurance? That’s right, other
Look Before You Leap – Avoid The 10% Penalty Tax
By Boyce F. Lowery, CLU®, ChFC® Congress has provided special tax treatment for retirement plans like an IRA or a 401(k) Plan to incentivize us to
Turning 18 Is A Milestone Not To Be Overlooked
By Boyce F. Lowery, CLU®, ChFC® An adolescent eagerly looks forward to the day they turn eighteen. Each year in America, more than four million
The Power of Financial Synergy
By Boyce F. Lowery, CLU®, ChFC® I’ll bet you learned in school that 1+1=2, right? Well, what if I told you that 1+1 could = 3? Pretty bad for a
Common Mistakes Business Owners Make
By Boyce F. Lowery, CLU®, ChFC® If you are a business owner, you are well-acquainted with the highs and lows of the responsibilities you carry.